Complete, one stop solution
Same day results
Comprehensive coverage – 46 states
Ensures investor compliance
Batch processing for multiple submissions from large broker databases
As mortgage fraud continues to escalate and technology inevitably advances, lenders have become more vulnerable to criminal activity. Interthinx® now offers comprehensive batch processing of criminal records, civil records and bankruptcy/liens/judgment records for lenders to make more informed decisions about Third Party business partners. The nationwide coverage provides the financial services industry essential background information on brokers and appraisers when complying with investor “entity review” policies. The one stop solution offers extensive coverage and the ability to process multiple submissions from large broker databases.
Nationwide Criminal SuperSearch**
Single State/County Criminal**
Nationwide Bankruptcy, Liens, Judgments
County Civil (Upper Court only)***
National Criminal SuperSearch
The Criminal SuperSearch conducts a 1 day multi-state search of criminal records, including the District of Columbia. Each Criminal SuperSearch report contains, felony and misdemeanor records, sex-offender records, inmate records, and arrest information.
Single State/County Criminal
Statewide Criminal Search
Statewide Criminal Searches provide criminal records from each state. Search results may include felony, misdemeanor, and/or traffic-case information. Each state’s case information will also vary upon years of coverage as well as turnaround times.
Criminal Search for a Single County
This search provides criminal records held at the county-seat level. Reports generally include felony and/or misdemeanor records. A single-county search is valuable when there are no statewide criminal records available (Refer to matrix for states).
This is a combined search covering personal Bankruptcy filings
from all states, Federal and State Tax Liens and Judgments filed at the county level for 35 States. The State/County coverage varies and most counties are updated weekly. Liens reported are federal, state, and sometimes county tax liens.
Civil-records searches identify non-criminal suits filed by individuals or corporations, including product-liability suits, civil-rights violations, judgments for nonpayment of goods, and litigation related to divorce, marriage, and child custody.
Single-county civil searches provide records of civil litigation and any corresponding judgments that result from litigation. When you order a search, you will receive records from a county’s upper courts. The county is determined by the last known address based on the name and SSN submitted.
Note: Each state divides its court system into upper and lower courts based on the monetary amount of the claim. The amount will vary by state.